PRE ARRANGEMENT SERVICES

• Pre-arrangement allows you to record information and specify specific merchandise ahead of time, relieving survivors of making difficult decisions

Why Pre-arrange?

• Some people have definite preferences concerning funeral services or merchandise and want their families to be informed and involved in the decisions.
• Some people want to spare their loved ones of having to make all of those decisions at a difficult time.
• For some, there may not be anyone capable or available to make the final arrangements.
• Some like the financial benefit that comes from pre-paying funeral expenses.

Do you have to pay for anything?

There is no obligation to pre-pay for funeral expenses and the consultation is at no charge to the family.

• Many families choose to pre-pay as it can alleviate financial concerns at the time of death, preventing an unnecessary burden at the time of loss because it ensures funds are available when needed.
• Also, many people pre-finance as the money is protected if an individual applies for Medicaid and it also meets the criteria for SSI eligibility.

What are pre-financing options?

• There are many payment options available to suit different financial needs
• Money is placed in a burial insurance plan which helps assure that funds are available at the time of death. Each policy earns interest which is not taxable.

What if plans change?

• All pre-arrangements can be updated and changed at any time. If all or part of the funeral preparations take place at another funeral home, the plans and pre-financing are transferred to the funeral home who provides the service.

How do you pre-arrange?

• Services can be planned for you and your family at a convenient time by contacting the funeral home. They will discuss your choices with you and obtain information needed to complete necessary documents. A full explanation of all services and expenses and payment options will be provided.

AFTER CARE

Families in Transition:

When a death occurs within your immediate family, it marks the beginning of a difficult transition period. In addition to your personal grief, there are decisions to be made regarding the estate, will, personal belongings, grave marker, etc. Apfel-Butler-Geddes,  provides information that can help you in making these difficult decisions.

Apfel-Butler-Geddes cares for each family they serve and are dedicated in providing personal service to anyone in need.

For more information regarding Funeral Services, Pre-Arrangement Services or the Aftercare Program - please contact Apfel-Butler-Geddes Funeral Home.
 

IDENTITY GUARDIAN

Identity theft has been recognized by the Federal Trade Commission as an important and growing consideration for United States Citizens. 

In the current age of technology, one of the unfortunate side effects is the practice of identity theft. Taking a deceased person's identity is one of the most common tactics that thieves use to manipulate the system.

This simple, secure program is designed to reduce unsolicited mailings addressed in the decedent's name. By doing this, the threat of credit card fraud and identity theft is also diminished.

While no one can promise that your family will never receive another solicitation or call for your loved one, we can substantially reduce these instances. In doing so, the threat of fraud and theft is greatly diminished.